World Acceptance Corporation operates in the Financial Services sector, specializing in Credit Services. With a current market capitalization of USD 777.22 Million, the company is a notable player in the small-loan consumer finance market, offering installment loans and related financial products primarily in the United States.

Based on our technical scoring system, World Acceptance Corporation currently receives a "Strong Sell" rating with a total score of -4. This assessment is driven by several key bearish indicators. The most significant factor is the primary trend, which scores -2 as the current price of USD 142.72 is trading below its 200-day simple moving average (SMA) of USD 151.75. Further negative pressure is indicated by the MACD histogram, which is below zero (-1), signaling bearish momentum. The volume analysis also contributes a negative score (-1), with the On-Balance Volume (OBV) currently below its moving average, suggesting distribution or selling pressure. The ADX indicator (15.68) remains below 25, implying the current trend lacks strong conviction, while the RSI (45.44) is in neutral territory, offering no immediate signals.

The technical "Strong Sell" rating finds strong confirmation in the company's recent fundamental performance. The latest earnings report was exceptionally weak, with a reported EPS of $0.29, representing a staggering negative surprise of -3895.0%. This significant earnings miss has likely spooked investors and is a major fundamental red flag. While the P/E ratio of 13.72 might seem reasonable, it does little to offset the poor earnings performance and the fact that the company pays no dividend. With the next earnings report not scheduled until January 27, 2026, the negative sentiment from this recent disappointment could weigh on the stock for the foreseeable future, aligning perfectly with the bearish technical outlook.